Cocoa Berry Surprise!

I didn’t have time for a proper breakkie yesterday (tut tut, I know) and had to whip something up at work to get my energy levels going. This little beauty was just the thing! In fact, it was so delicious and so energising that I simply have to share it with you…

Ingredients
• 1 handful raw cashews
• 2 handfuls frozen berries
• 1 medium-sized banana
• 1 tsp raw organic maca powder
• 1 tsp raw organic cacao powder
• 2 heaped tsp black chia seeds
• 200-300ml brown rice milk or organic milk

Preparation
• Chuck all ingredients in blender
• Blend
• Serve
• Drink
• Yum

And there you have it folks. A tastebud-tingling, mouth-watering smoothie – perfect for breakfast, for a post-workout snack, or as a yummy after-dinner dessert substitute.

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Making your family’s dental care more affordable! Part 5: Budget tips.

Fees at your dentist are much like the prices in your supermarket, at the hairdresser, at your local cafe. Just like you budget for your groceries, power bills, entertainment, you can also budget for your dental care. The best way to do this is to stop thinking of dental expenses as ‘unknown’, ‘unexpected’ or ‘miscellaneous’ bills, which can surprise you at any moment. Start thinking of dental care as ongoing care, which you need at regular times of the year and start budgeting for it as ‘dental maintenance’, ‘personal maintenance’ or ‘health and wellbeing’.

1. Have your short term treatment plan, your yearly preventative care plan and your long term treatment plan (and fee estimates) with you when creating your budget

2. Think of your dental care costs as weekly or monthly instalments of the total yearly fee:

YEAR 1:  Total dental care cost= Short term treatment plan total cost + yearly preventative care plan cost.

YEAR 2: Total dental care cost= Whole or part of long term treatment plan cost + yearly preventative care plan cost.

YEAR 3: Total dental care cost= Remaining part of long term treatment plan cost + yearly preventative care plan cost.

YEAR 4: Yearly preventative care plan cost.

Divide these yearly totals into monthly or weekly instalments for the year you are budgeting for

3. Add dental health insurance premiums to the dental maintenance costs above

4. Work out true, ‘out of pocket’ yearly expense for dental maintenance and then work out your tax rebate entitlement (see previous article)

5. Do the the tax rebate and health fund rebate cover any shortfall in your ‘dental maintenance’ account?

6. How much does the family spend on foods and drinks that are not tooth friendly? Can they be eliminated from the grocery bill? How much does that save? Does THIS cover the shortfall?

If you have covered the shortfall in the ‘dental maintenance’ account, CONGRATULATIONS! You are now on your way to a lifetime of healthy teeth, confident smiles and top of the range, highest quality dental care. It is only year one on your journey, but by year 4, your costs are likely to reduce to only your preventative care costs and your budget will be in surplus!

If you still cannot cover the shortfall, don’t despair. Are your finances generally in order or do you need help in other areas, too? It may be useful to visit a budget advisor or personal finance advisor and speak to them about your household budget and what you can do to make your family’s health a priority. Alternatively, you may need to have another discussion with your dentist and adjust your treatment plan to suit your actual financial position. This would give you more confidence and keep you motivated to continue with your preventative care until you are able to take on more complex and more expensive treatment.

If you want to find out more about your own dental condition, visit our website www.thedentist.net.au. We are launching a brand new website soon, where you will be able to have an ‘online check up’. For a more detailed discussion about your treatment, financial arrangements and looking after your whole family, feel free to call (02) 92323667 and we will be happy to answer any of your questions.

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The difference between forgiveness and acceptance

A lot of clients have questioned me about forgiveness, acceptance and letting go and it seemed to me that it can be a grey area for some people knowing what each is and what it means to forgive, to let go or to accept.  As it is such an important topic for your mental, emotional, physical and energetic health I wanted to let you know the key differences.

Something that many people struggle with, maybe something you struggle with, is forgiving others when they have hurt you. People can be very hurtful with their words or their actions and we are very susceptible to being hurt in this way.  Especially when we are children we are vulnerable to all the adults around us, you have no power, no control, no say and you could have often been at the mercy of an adults anger or frustration.  As an adult, you are still often just as fragile to hurts, you just learn to cover it up with a mask as you can’t walk around crying or yelling or upset all the time nor do you want to show people your reactions.

As an adult, you need to learn forgiveness as to not forgive has negative consequences for you and your overall health.  To not forgive creates negative emotional and mental states, can cause physical illnesses and creates disharmony in your energetic system.  It affects how you live your life, the experiences you have (and don’t have) and the type of people you pull into your experience.  It is a big deal.  People who don’t forgive end up bitter, resentful and negative about life and they often have an endless list of things they are angry about or things that haven’t worked out or people who have done them wrong.  They end up blaming life for what has happened to them and close up to the many wonderful experiences life has to offer to a person with an open heart.

But forgiveness does not mean acceptance.  It never means saying it is ok what happened to you, or it was acceptable that someone hurt you.  This is where people often get confused.  You forgive someone for you, not for the other person.  You forgive them as you don’t want to get sick or have that resentment clouding your life.  It ends up being you walking around angry or sad at the person who hurt you, it ends up hurting you.  The other person may have no idea or may not care what has happened so it often doesn’t affect them at all.  So this is why you do it for you and you alone.

Acceptance is more accepting the fact that it happened.  You cannot reverse time, you cannot change things that have happened in the past, all you can do is accept that it did happen and see what you could learn from it.  It can be challenging to learn from negative experiences but there is always something that comes out of it that you can be grateful for.  The negative experiences I have had throughout my life have made me the gifted therapist I am today.  Without those experiences I would have suffered less pain, but I also would not have grown as a result and would not have went on my journey of self discovery and then going to help others.  For me learning about myself and connecting to my own happiness and fulfilment has been the most amazing thing I have done in my life and will continue to be and we do this through suffering.  Without suffering we would have no reason to seek to know ourselves, know God, know others, know the universe and so on.

Letting go is where you should end up at the end of the forgiveness process.  You let go of any attachment to negativity about the event, to resentment about the event and to the event itself.  You don’t hold a charge on the event any more.  In other words you can think about it without getting overly emotional or having big reactions.  You can think and talk about it like you were telling a story about someone else because you have healed it not because you are detached from it or numb to it.

Now I am not saying this is easy and this only happens when you have processed out the feelings of hurt and let go of blame.  It can take many years to do depending on the situation and how bad the damage is.  But it is possible for everyone to achieve this if that is what they want.  Taking back blame is the biggest and hardest step so once you have done that everything is easier from there and you will feel better about yourself just from that step.  When you take back blame from people and life, you can start to see things with a new perspective and realise why others act as they do.  Sometimes in our own pain we don’t see just how damaged the other person is and that they are incapable of loving you or treating you in the way you want and need due to their own unresolved issues.  Most people don’t hurt others intentionally (only psychopaths and sociopaths do that), but it can look that way.  They are often just doing the best they can with what they had at the time.  This doesn’t excuse their behaviour, but it can help you understand where they were coming from.

Resolving something in yourself and deciding to forgive someone and let it go doesn’t mean you have to tell that person you forgive them either.  As I said you do it for you, so you aren’t damaged by holding negativity for long periods of time.  Forgiveness is an inner process, something you do inside yourself and if you choose you can reach out to forgive someone if you want that relationship back in your life.  Otherwise you can just wish that person well silently and chose to not have them in your life.  As long as there are no hard feelings in the end, that’s what matters for you.

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Living with Purpose

Expansion and growth like a flowerAre you in tune with your purpose in life? Do you know how to take the best of your talents and put them out there to reap not only rewards for yourself but for those around you on a personal and business level? For many of us the answer to this is ‘no’. So what is it that is necessary to put one in touch with their purpose with such a passion that it becomes a fulfilling journey for them?

Your journey has already begun and so has fulfilling your purpose, whether you are aware of it or not. It is when you are aware of it and are able to pursue it with a passion that you begin to enjoy the fulfillment.

Think of the things you love to do. The hours you may spend in pursuits which are now perhaps ‘hobbies’ but take up every consumable waking hour. That which you love naturally comes easily to you so why not express it out in the world? Often though I have people tell me about what they love to do and then follow it up with the belief that it will not earn them their living or they will not be able to turn it into a career. My answer is always the same….and why not?

Believing you cannot pursue the talents you have and enjoy as past time and turn them into a career is simply a limiting belief. That limiting belief came from somewhere in your background. Who told you that it is not possible to consciously pursue with purpose that which you love? How old were you when you decided that? You will probably find, if you do recall, that it was a long, long time ago. If you overcome this limiting belief you will find your life will be more balanced, filled with a greater zest for living, sense of freedom, purpose and happiness. This in turn will shine in the skill with which you deliver to your clients and translate as passion which will in turn increase your business growth and development. It creates a self fulfilling circle.

You can reach your full potentialAn example of this is the passionate lawyer who fights for her client’s cause as if it were her own (we all know the film Erin Brockovich) or the shop assistant whose attitude has somehow mysteriously brightened your day. Both these people have their heart in their work which creates a passion that shines through. They have the ability to breathe life into their work and not only reap the financial reward but rewards on other levels.

The truth is that there is no “ideal” career because we live in an intercommunicated society where we are interdependent on each other. No matter what your job you are dependent on a multitude of others in order that you can function. We need our plumbers and our lawyers and our gardeners one just as much as the other. Each of us has a unique role to fulfill and no one else can fulfill your role quite the way you do. When you realise this and begin to live your purpose by performing your work with passion and using and expanding your talents you will reap the rewards of a relatively stress-free life.

Each of us has the capabilities of doing things in a totally different way to anyone else. The challenge is to discover your “niche” so you can fulfill your greatest potential for happiness. If you live contrary to your niche, you will become depleted on all levels – energy wise, mentally, emotionally and physically and there will always be that feeling that you are missing out on something in life. Such underlying feelings increase our stress levels and lead to anxiety, depression or both which in turn lead to other illness.

Illness is always a sign we are not following our correct path. It’s a sign we are not as connected as we could be. If we act on these signs and open ourselves up to other possibilities we can begin to make the changes needed to heal and understand better our purpose which will fill the void. An interesting exercise may be to imagine you have all the money you have ever wanted in life and ask yourself the question as to what you would do. If you would still follow the same career then you have found your niche and purpose. True, you may first take a huge holiday but what would you do after that? After you have lived it up a little and bought the new house, the new car etc what would you do? Would you still go back to the same career?

When you are connected to your purpose your work and you will be more in sync and you will be at your fullest potential, energised and living with passion!

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A super yummy recipe for healthy pad thai

This week, we bring you another super tasty recipe from the very lovely Claire Obeid, a Sydney-based yoga teacher, holistic health coach, and creator of the Saha Space. Just quietly, we’ve managed to steal her for two days a week at Urban Remedy… so welcome Claire!

This recipe is so delicious and has such an unbelievable sauce that it almost feels naughty. But it’s NOT. It’s a dream for veggies and surprisingly meat eaters think this is the bee’s knees as well. You can enjoy this as a really healthy and satisfying dinner or even for lunch the next day at work!

So let’s get going…

Ingredients:
• 3 tbsp natural peanut butter
(ground peanuts – found in health food shops)
• 1 block tempeh or organic tofu
• 1 bunch kale
• 1 bunch asparagus
• 1 packet soba noodles
• 1 tsp dried chilli
• ¼ cup shoyu/tamari, rice wine and mirin
• ¼ cup water
• 1 thumb sized portion fresh ginger root, grated
• 1 tbsp coconut oil
• 1 lemon

Preparation:
1. Place tempeh/tofu between paper towels with a chopping board resting above to squeeze out excess water
2. Prepare soba noodles as per instructions
3. In blender/food processor combine peanut butter, shoyu/tamari, ginger, rice wine, mirin, chilli, water (to thin out mixture)
4. Dice vegetables
5. Heat coconut oil and fry tempeh/tofu, add in veggies and noodles – toss to coat
6. Pour peanut marinade
7. Serve with lemon

Variations:
• For the meat-eaters who just can’t do tempeh/tofu, go for organic, free-range chicken
• For another veggie variation, add in bean sprouts and egg

Bon appétit!

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Making your family’s dental care more affordable! Part 4: Your entitlements

“Health insurance” can be a misleading term when it comes to dentistry.

It makes little sense to be ‘insured’ for a chronic disease. Dental disease is a chronic, pre-existing disease in a large number of people. Any other health insurance would impose exclusions on these kinds of conditions, for which people are likely to make a claim or likely to do so frequently. Instead, dental insurance policies charge everyone the same premiums, whether they are healthy or unhealthy and makes no distinction (or it does only rarely) in the rebate values for those who only occasionally claim one expensive item and those who may claim such items regularly.  Even if there is such a ‘reward’ out there, it is usually fairly insignificant when compared to premiums paid by those ‘insured’.

Those who attend their dentist regularly, claim mainly on preventative care items and occasional minor restorations and never reach their yearly claim threshold, yet they pay for it. Those who don’t attend regularly, when they do claim, they invariably reach their claim thresholds, which may or may not cover a significant portion of their dental cost. Yet, they also may have been paying for the insurance policy and not claiming any items for years.

Dental ‘insurance’ is not really an insurance, it is more of a savings account with a very high account maintenance fee!

Luckily, dental problems are predictable. Your chances of more serious dental complications or need for complex treatment can increase every year if you:

  • had your teeth restored early in life: restorations need constant maintenance and replacement to keep them safe and sound
  • have a high risk of tooth decay and gum disease: this can be assessed by your dentist and hygienist and depends on your lifestyle, age, medical status, family history, etc.
  • have heavily restored teeth, which cannot be re-treated if they become problematic: these teeth may need to be extracted in future and implant treatment may be the next step in your mouth’s rehabilitation
  • have missing teeth: even though you may be used to having toothless gaps, if you continue to lose teeth you will find it more and more difficult to function, especially later in life.

It is important to understand your dental condition, your risk and need for future treatment before taking up dental ‘insurance’! Hence, the importance of getting a thorough treatment plan from your dentist. If you are likely to need some assistance from a health fund for future treatment, then you should consider the cost of premiums for levels of cover which would be suitable to your future treatments (i.e. major dental treatments).

Be aware that ‘extras’ cover in your health insurance often covers more than just dentistry and can include other disciplines of health, such as physio, chiro, nutritionist, optical, naturopathy, etc. Your yearly rebate limits often apply to all those claims, combined. If you use any of these other services, you may struggle to work out exactly what rebates you are entitled to and where. However, if you have your treatment plans in front of you, you are entitled to ask for a quotation from a health fund of your rebate amounts for each item number stated in your treatment plan. That way you can decide which health fund provider offers best terms for treatment YOU need.

Do you currently have any private health insurance, with ‘extra’ cover for dentistry?

It is a good idea to contact your health fund provider and obtain an estimate of rebates for each item on your treatment plan(s). At the same time, ask for your remaining ‘balance’, your yearly rebate limit and the date your cover ‘rolls over’ and the limit ‘renews’.

You can then work out your total ‘out of pocket’ expense for the year.

Will you spend more than $1500 ‘out of pocket’ on your total health care costs in this financial year?

If  you do, you will be entitled to claim any amount over the $1500 threshold in your tax return and are likely to get a 20% tax rebate (e.g if your total ‘out of pocket’ health care costs- medical, dental, chiro, physio, optical, pharmaceuticals, etc. (cost after medicare claims or rebates and private health fund rebates) are $2000 for this financial year, you can claim $500 in your tax return and are likely to receive a $100 tax rebate)

Now you can work out the ‘true’ cost of your yearly dental treatment and put it in your family’s budget.

Are you currently considering taking up private dental insurance?

Most health funds will allow new members to claim immediately on preventative care items. Even though this sounds great and often comes with other ‘sweeteners’ in the highly competitive market, consider shopping around for a health fund which suits your dental condition, to avoid getting ‘stuck’ in a fund and then ‘adapting’ your dental condition to suit their rebates!

Simple calculations to help when choosing new dental insurance cover

Will your total yearly extras premiums exceed your total yearly rebates?

If so, your family’s expenses will actually go up if you take on extras cover, you may be better off putting money aside for dental treatment. If you use a savings account for this, you can also earn interest.

Calculate your ongoing preventative care expenses:

  • Work out what monthly or weekly amount you would be expected to put aside for your yearly preventative care cost without taking on health insurance.
  • Work out what your monthly or weekly premiums would be on a range of different levels of cover and in a few different health funds (what you would pay the health fund).
  • Ask the health funds what your rebates would be for the preventative care item numbers on each of those levels of cover (what the health fund would pay you or the dentist to cover parts of their fees).
  • Deduct the rebates from the dentist’s fees and work out the total yearly ‘out of pocket’ cost.
  • Divide the yearly ‘out of pocket’ cost into monthly or weekly instalments, add to that your monthly or weekly premiums and compare this amount to what your monthly or weekly costs would have been without dental insurance.
  • IS IT WORTH IT? Are you better off putting your money into a savings account instead, until the time comes to pay for your preventative care visit?

Calculate true cost of your short term and long term treatment:

Considering that there are minimum 6-12 month waiting periods for all new health fund customers to be able to claim for dental treatment other than preventative care, you may be risking your health if you rely on this to kick in before you start your short term treatment plan.

However, consider the same calculation you completed above for your preventative care, this time for your long-term treatment plan. How much will you be spending on your premiums, how much will be your out-of-pocket expenses and what, if any, is the difference between having this dental insurance and not? To choose the health fund most appropriate for you, follow the best savings on the total expenses, but also look for a fund with least restrictions on item numbers and providers, as well as generous yearly limits.

THINGS TO ASK YOUR HEALTH FUND CUSTOMER REPRESENTATIVE:

1. Rebate for your level of cover for each item number in the treatment plan (don’t settle for an answer that you will get 50-90% of each item, some funds refuse to rebate for certain item numbers, make sure you get an accurate quotation for each item)

2. Your yearly rebate limit and your current balance

3. Are there any ‘bonuses’ available if you claim less than that yearly limit and how are these bonuses claimed?

4. Do you currently have any waiting periods or restrictions on the types of dental treatment you can claim for?

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Detoxing the Body Can Give You Better Focus and Insight

We now clearly recognize that the mind, body and our energetic and spiritual needs are linked. Many organs in the body are affected by toxic substances and often we neglect to look at the spiritual and energetic effects of a toxic system.

The Pineal Gland is one gland that suffers when affected by toxic substances. In a healthy person, this gland makes its own DMT (Dimethyltryptamine) naturally when it is working properly, which is often responsible for ‘feel good’ experiences. Whilst this gland and what it produces can often be responsible for hallucinogenic states which can disrupt your life, it also plays an important role when people have visionary experiences. An active pineal gland can assist people with wonderful meditations, a more positive intuition, and the ability to have greater insight. However, many substances in our modern living make it difficult for this gland to function properly.

One of the poisons often in the news is mercury which is a substance that can be detrimental anywhere in the body. It can leak from our teeth and even some medical vaccines can contain a preservative which is mercury tainted. Once mercury is in the body it can be difficult to remove. It is often found in fish such as prawn and tuna, and the bigger the fish – the higher the mercury content. However it is necessary to have some fish in your diet to remain healthy.

The good news is that chlorella, wheatgrass and spirulina can assist in removing mercury from the body, as can some of the Zeolite detox products. There is lots of information on the Internet regarding removal of mercury and also the side effects of having too much of it in your body. If you think you have too much mercury then it’s advisable to do a detox and compare how much energy and how you feel afterwards.

Fluoride is another substance which will affect the pineal gland and is also poisonous. Unfortunately it is in our drinking water and we need it to wash our teeth and keep them healthy but fluoride should not be swallowed. Some studies have shown that it causes the pineal tissue to not function as well as it could, so it becomes important to get rid of this from the body. However, a word of caution here is to not race off to the dentist and have all your fillings removed at once, because you may go into a healing crisis and find that you ‘appear’ to be ill once they are removed and replaced. Actually you are not ill at all. You are just going through a detox but at such a fast rate that you ‘feel’ ill and may not be able to function at work. This is not really good and totally unnecessary. People seem to think that a detox needs to be fast. You can detox slower at a rate where you do not become ‘ill’ and are not put out of action for days or weeks while it is occurring.

If you want to ‘detox’ the pineal gland then just follow some of the general detox rules. Avoid pesticides and try to eat mostly organic foods. Remember also that meat causes toxins to be released in the body and that in Indian tradition meat and ‘dead’ foods such as pasta or pizza, make you feel heavy in the stomach because they have little ‘live’ nutritional value. Of all the foods that are not good for you, the good news is that chocolate is a stimulant, antioxidant and detoxifying agent so having some chocolate is beneficial for you however as usual it’s wise to not go overboard.

Of course, alcohol and smoking also make the body toxic and the less of these in your system the better. Not only will they make you unwell physically but they will affect your skills in meditation and how well your intuitive powers function. As well it is important to avoid artificial preservatives and sweeteners (such as aspartame), phylenanine, most numbers found on food packages (because they are chemicals, e.g. MSG), deodorants with aluminum, chemicals used in cleaning, some toothpastes, mouthwashes and artificial air fresheners.

How often you do a detox is dependent on how tuned in you are to your body. Every couple of months, take stock of where you are at mentally and intuitively. Are you thinking clearly and how well do you focus? How is your memory and how calm is your life? Whilst life presents its stresses we need to have the ability to check out from them in some way, and if this is not happening then maybe it’s time to ‘detox your brain’ as well as your body?

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The complex and rich world of soil

The key to successfully grow any particular vegetable is to maintain the physical and chemical properties of the soil at a certain level but first, you must know what type of seeds you would like to sow and find out their requirements. It might sound silly to you but the requirements vary from a tomato to a lettuce considerably and if you don’t take care about those requirements your crop will fail. However, don’t be scared because they are not difficult to fulfill and the basic information is on the back of the packet of seeds.

Vegetables don’t grow in isolation

Unfortunately, there is no optimal soil by itself that fulfills the whole range of requirement for vegetables, trees or plants and that is the reason why we always add some type of fertilizer to the soil to improve the condition. Nevertheless, the problem with many fertilizers –specifically those manufactured with chemicals compounds-is that they kill the organisms which inhabit the soil and afterwards, their absence is detrimental to our crops. So, don’t concern yourself if your soil has ants, earthworms or some fungi of the genera Trochiderma, because what you are seeing is a perfect ecological system where a symbiosis occurs between the plant and the insects and an unbroken chain between the organic and inorganic matter. Don’t forget what you are doing is not only growing vegetables. What you are also doing is trying to maintain an ecological equilibrium at different trophic levels!

The Soil Paradox

The types of soils vary from clay to sand each of them having different physical and chemical properties. The physical properties concern their permeability and their aeration, which ultimately affects the correct growth of the roots inside the soil and how they incorporate the nutrients and water. The chemical properties take account of the level of nutrients within the soil. The most important nutrients for the plant are nitrogen, phosphorus and potassium, and all of them must in a certain amount for the plant to develop properly.

Additionally, a third variable is crucial for plants and that is the pH of the soil. Don’t forget that the pH varies from 1 to 14, where, 7 is neutral, like the water. From 7 to 1 is more acidic and higher than 7 is more alkaline. The acidity or alkalinity of the soil matters because it affects the rate of nutrient absorption for certain vegetables but this requirement varies from one vegetable to another. . For example, for lettuce their optimal range is from 6.7 to 7.4 and for blueberries is 5.5 to 6.5. Probably, this looks complicated to you but it isn’t because Australian soil varies from 3 to 8 and there are some user friendly kits available in the shops which can help you to test the acidity of your soil.

Contrary to what we have heard or taught, clay soil is very rich in minerals and nutrients; however, its physical properties are very poor. It has a very low capacity of infiltration making it extremely susceptible to be waterlogged and also compacts, which contributes to poor root development and low aeration. Whilst sand absorbs water easily, it cannot retain moisture or nutrients, plus it heats too easily in springtime creating a harsh environment for the roots and for the organisms inhabiting the soil.

The perfect soil is a mixture of sand and clay with fertilizer-never forget the incredible potential of the compost! In case you want to grow vegetables in your garden you must find out first what type of soil is predominant there.  Let’s say, for example, that your garden is clay soil, like the majority of cases in Australia.  Well what you should do is dig a hole of about 30 to 50 cm. Then, the soil removed from the hole must be well mixed with sand soil and compost. This new soil rich with organic matter and a different texture must be put back in the hole, and watered constantly to create a homogeneous mass of soil. The proportion should be 10 kg/m2 of compost and 2 kg/m2 of sand. Also you can add organic matter, such as, leaves to this mixture and after a while you will familiarise yourself with the different types of soil and how to use them. One quick tip is to tell you that I have used river sand for spinach with incredible success. So don’t be afraid to experiment.

Finally, I strongly recommend that this soil must not be disturbed again, you can add more compost next year but never dig it again because, you will destabilized the fauna which inhabit within the soil.

So there you have it but whilst preparation of the soil looks complex don’t panic. It’s not as scary as it looks, so venture out and have some fun!

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Butter me up, buttercup!

Before the days of margarine, people ate butter. They didn’t think twice about it. It was, along with milk and bread, a staple of their diet. When nutrition crept into the limelight, butter was cast aside due to its saturated fat content. It became one of the ‘foods to avoid’ in the quest to ward off heart disease, high cholesterol and blood pressure, and weight gain. We switched to margarine as a ‘healthier alternative’ but is marge really all that good for you? Let’s compare the two…

Butter
Made from churning cream that rises to the top of milk if it is allowed to set for some time. The churning process hardens the cream.
• Natural
• Unrefined
• Free from trans-fats
• Free from toxic metals
• Rich in natural fatty acids
• Rich in = fat-soluble vitamins: A, D, E and K
• Well tolerated as it contains no casein or lactose

Margarine
Chemically-extracted refined vegetable oil. The oil is extracted at a high temperature (and damaged as a result) and hardened by bubbling hydrogen through it at a high heat.
• Chemically-processed
• Refined, treated product
• Contains trans-fats
• Contains toxic metals such as nickel and cadmium
• Contains colourings and other toxic additives and by-products
• Contains no vit E (destroyed in heating process)

Note: Trans-fats trigger inflammation in the body. They increase levels of bad cholesterol (LDL) and reduce levels of good cholesterol (HDL).

Butter vs Margarine
Our approach is to go for the natural unrefined option, butter, and to use it in moderation. If you can, opt for raw butter! We also suggest enjoying healthy oils alongside butter – olive oil on bread or with veggies/fish, coconut oil as an excellent substitute for butter in cooking. If you do opt for marge, read the label very carefully. Some are better than others! Keep an eye out for additives, preservatives (aka the nasties) and check the trans-fat and sat fat content.

Sources:
1. Lawrence Wilson MD, Centre for Development, March 2011
2. Harvard Health ‘Health Beat’, June 2006

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Making your family’s dental care more affordable! Part 3: Know “what you’re in for”.

We are now getting to the exciting part where it becomes a lot clearer how almost everyone can afford best quality dental care for their whole family without worrying about the financial implications.

If you have followed our advice thus far, you would have:

1. Understood and accepted that the business of private dentistry is expensive.

2. Made a decision to find a great dental practice where you and your family can feel comfortable and well looked-after and you are ready to commit to ongoing long term preventative care.

3. Obtained a short term and a long term treatment plan for yourself and all other family members, as well as an estimate of yearly preventative care costs (minimum two preventative care/hygiene and examination/visits per year).

Do you “know what you’re in for”?

Looking at your treatment plans and remembering the discussions with your dental team, do you really understand these items and numbers? If you don’t, STOP! pick up your phone and call the dental practice to arrange a time to go and discuss these again.

Ask another family member to come with you, two pairs of ears are better than one. Even better, ask one of the staff members (other than the dentist or practice manager) to sit in on the consultation with you as your ‘translator’. Often, a nurse or a receptionist may be able to explain the dentist’s terms in plain language or may feel more comfortable asking the dentist to explain on your behalf.

Once you have clarified what each item and number means, what your short term plan and what your long term plan is, the most important question is:

Can I complete the short term treatment plan before my next preventative care visit (around 6 months on average)?

  • Can you take enough time off work for all the dental visits involved?
  • Do you have appropriate child-care arrangements?
  • Do you have enough money in the bank for the dental treatment, the preventative care visit and the child-care needed?

If you answered YES to all the above questions, get this treatment done THIS WEEK! Don’t stop to think about private health insurance, premiums, rebates, tax refunds or anything else. The sooner this short term plan is completed, the less chances of further problems and escalating costs and the sooner you can enter the ‘preventative care cycle’ which is PREDICTABLE, AFFORDABLE and ENJOYABLE!

Remember: short term plan focuses on immediate problems, which need to be contained. Ideally, this plan should be completed within 6 months.

Can your dental practice help?

If you have answered NO to some of the above questions, you may want to discuss the following possible solutions with your dentist:

  • Does your dental practice offer early morning and late evening (before and after work hours) appointments, at least one day per week?
  • Would your dental practice welcome the idea of you taking the children with you to your appointment and possibly minding them for you during your visit?
  • Would your dental practice consider discounting your total treatment fee if you complete and pay for your treatment in full within a certain time frame? (e.g if you have a large treatment plan, the practice may agree that you complete the whole proposed plan within 14 or 30 days, in return for a 5-10% reduction, which may save hundreds of dollars)
  • Does your dental practice offer any other financial arrangements or loyalty incentives?

Once you have the financial arrangements discussion with your dental practice, you can then explore what relief your private health cover and tax rebate can offer you. We will cover these in our next article.

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